Our St. Charles Office

This page provides you with practical information about our practice. It includes descriptions of our office location, including a map and directions, hours, appointment scheduling, insurance acceptance and billing policies.

First Capitol Surgical Dermatology Building

The office is closed for lunch from 12pm to 1pm daily.

 

Click here for door-to-door driving directions

Appointment Information and Directions

 

Because we at First Capitol Surgical Dermatology want to provide the best service possible, we ask that you give us 24 hours notice when canceling an appointment to avoid any office charges. It’s is important to note that consultation appointments are required before surgery. We're conveniently located at 901 South Fifth Street in St. Charles. We’re the all red brick building at the corner of McDonough and Fifth Street. McDonough is a one-way street, so enter our parking lot through the alley from Fifth Street.

Insurance Information

At First Capitol Surgical Dermatology, we provide quality care in a convenient manner.  This includes participating in a wide range of insurance plans.  Currently, we participate in the following insurance plans:

• Anthem-Blue Cross/Blue Shield
• Federal Blue Cross/Blue Shield
• Aetna
• Cigna
• Essence
• Exclusive Choice
• Group Health Plan – Adventure, Adventure Freedom, Gold Advantage, CMR, GHP
• Healthlink
• Medicare
• Railroad Medicare
• United Healthcare --PPO, but not Medicare Advantage Plans 
• Tricare-Champus, but we do not accept VA insurance
• Mercy, Mercy Premier and Mercy Plus

Due to federal, state and insurance company regulations we are no longer able to bill insurance companies for routine co-pays.  We are subject to significant penalties if we do not collect your co-pay at the time of your visit.  We request that you use cash, check, MasterCard, Discover or Visa for your co-pay at the time of your appointment.  If your insurance company requires a referral, you must provide a valid physician’s referral at the time of your visit.  If you need to cancel an appointment, please give us 24 hours advance notice to avoid being charged for the visit.

Payment Options

 

We accept checks, cash or credit cards. We also offer a flexible payment plan. Please see our Financial Coordinator for details.

Financing Options

CareCredit is here to help you pay for treatments and procedures your insurance doesn't cover. They offer No Interest* and low monthly payment options, no up-front costs, no pre-payment penalties and no annual fees so you can get what you want when you want it.

CareCredit is accepted by over 100,000 providers and is the nation's leading patient financing program. For more information, visit www.carecredit.com or contact our office.

Helpful Links

American Society for Mohs Surgery: http://www.mohssurgery.org
American Academy of Dermatology: http://www.aad.org
American Society for Dermatologic Surgery: http://www.asds.net